2019
====
Fidor: 0 EUR / year; 0/2 EUR (2x free, no difference Maestro/Mastercard) + 1.5% exchange rate (also payments);  Max 200-250 EUR per day
N26: 0 EUR / year; 0 (MasterCard, 2 EUR for Maestro and 4th+ in DE) + 1.7% exchange rate (for withdrawals) + additional charge for non free ATMs (check free atm locator in app)
N26 Black/Metal: 120 - 205 / year; 0% exchange rate (useful starting with widthrawls of 7000 EUR / year)


Outdated
=========
Fidor : 12 EUR / year, 0.49 EUR for getting foreign currency
Skrill: 10 EUR / year, 1.80 EUR at all ATMs (up to 300 EUR), 2.49% exchange rate
BBBank:  0 EUR / year, 3.50 EUR at ??? ATMs (up to 1000 EUR), ???
Bahn  : 20 EUR / year, 5.00 EUR at ??? ATMs, ???

100,000 AMD
    Official: 556.25
    Fidor: 178.61 EUR = 178.34 (rate: 560) + 0.49 (transaction fee, limit 2000 EUR)
    Skrill: 180.04 EUR = 178.24 (rate: 561) + 1.8 (transaction fee, limit 300 EUR)
    BBBank: 185,43 EUR = 181.93 (rate: 549) + 3.5 (transaction fee, limit 1000 EUR)